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(210) 593-3710 TAPLINE: 1 (800) 508-9671 (210) 593-1222 9110 IH 10 West Suite 100, San Antonio, TX 78230 Holiday Schedule Routing #: 314091035

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Rates & Fees

Leap into a loan from TAP FCU!

Rates & Fees

Effective as of: June 17, 2019
Deposit Rates
See Truth-in-Savings Disclosure Brochure for further account information. Dividends are declared by the Board of Directors and may change without notice. Effective March 14, 2019
 
Share Account Dividend Rates
Account TypeMin. Balance to Open AccountRateAPY*Dividends Paid**
Regular Share (Savings)
Minimum to open is $5. Minimum average balance to earn
dividend is $100.00
$5.000.25%0.25%Quarterly
Share Draft (Checking)
Minimum to open is $50. Minimum average balance to earn dividend is $500.00
$50.000.10%0.10%Monthly
IRA Shares (Savings) and Roth IRA Shares$50.000.25%0.25%Quarterly
* Monthly Dividends are paid the first day of each month. ** Quarterly Dividends are paid the first day of January, April, July and October.
 
Share Certificate Dividend Rates
Min. Average Balance to Earn DividendsTermRateAPY*Dividends Paid**
$5003 months 0.55% 0.55%Monthly
$5006 months 1.90% 1.91%Monthly
$500 1 year 2.25% 2.27% Monthly
$500 2 year 2.55%2.58%Monthly
$500 3 year 2.65%2.68%Monthly
$500 5 year 3.00% 3.04% Monthly
 
IRA Certificate Dividend Rates
Min. Average Balance to Earn DividendsTermRate APY*Dividends Paid
$5001 year 2.25% 2.27% Monthly
$500 2 year 2.55% 2.58% Monthly
$500 3 year 2.65% 2.68% Monthly
$500 5 year 3.00% 3.04% Monthly
Disclosure: We may impose a penalty if you withdraw any of the principal before the maturity date.
Early Withdrawal Penalties: Terms of 3 months to 5 months: 30 days’ dividends
Terms of 6 months to 11 months: 90 days’ dividends
Terms of 12 months to 83 months: 180 days’ dividends
Terms of more than 83 months: 360 days’ dividends
Renewals: Certificates will not renew automatically. Renewal options are available by calling our offices. At maturity, balances will be automatically transferred to your share savings account unless renewal instructions are received. Dividends will not be paid after maturity.
Dividends are declared by the Board of Directors and may change without notice.
*APY = Annual Percentage Yield. **Monthly dividends are paid the first of each month. Quarterly dividends are paid the first day of January, April, July, and October.
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