Rates & Fees
Rates & Fees
| Loan Rates | ||
| Interest Rates for Vehicle Loans | ||
| Loan Type | Term | APR* |
| New and Used Car and Truck** | ||
| 48 months | 6.25% | |
| 60 months | 6.75% | |
| 72 months (Minimum $25,000) | 6.95% | |
| New Motorcycles | ||
| 48 months | 9.50% | |
| 60 months | 9.50% | |
| Used Motorcycles*** | ||
| 48 months | 11.95% | |
| 60 months | 11.95% | |
| Interest Rates for Personal Loans | ||
| October 23, 2024 | ||
| Loan Type | Term | APR* |
| Share Savings Secured | 100% Secured up to 24 months | 3.00% over Share rate |
| Share Certificate Secured | Terms of loan must match certificate maturity | 3.00% over CD rate |
| Line of Credit | $25 minimum monthly payment or 2% of outstanding balance | 9.90% |
| Signature Loan (Unsecured) | 24 Months | 9.90% |
| Up to 60 months | 12.90% | |
| Credit Builder Secured | 100% Secured up to 24 months | 3.00% over Share rate |
| ASK ABOUT RELATIONSHIP DISCOUNTS! | ||
| *APR = Annual Percentage Rate **Used Vehicles - Maximum age of vehicle - seven years to include current year ***Used Motorcycles - Maximum age of cycle - five years to include current year | ||
| Loans are subject to credit approval. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Maximum APR is 18.00%. Rates and terms are subject to change without prior notice; other restrictions may apply. | ||
